Do you whant to tracked where you drive with usage-based auto insurance?

Perhaps it’s something in the water but, every time you look at California, there’s a new political campaign claiming an infringement of citizens’ rights to privacy. A while back, it was an attack on red light cameras that collect evidence of the drivers committing offenses. Naturally, people objected to the state knowing the time and place of their passing. Who needs deterrents to improve driving standards? The latest hot potato is the move to introduce usage-based auto insurance. This is a simple offer to drivers. Prove you’re a safe driver and the insurance company will reward you with a reduced premium rate. There’s no mandate, no law to force anyone to fit the technology to their own vehicles. Yet the very idea an auto insurance company is tracking any of their policyholders is enough to get everyone steamed up. No matter what the drivers may think, this is an intrusion too far.

For the record, the insurance industry has announced reassuring figures showing some 70% of the drivers who have sacrificed their privacy have earned a discount. It seems the vast majority of drivers are safe and earn a reward. But the Californian advocates point out the information collected could be used to penalize drivers unfairly. Suppose, for example, your job requires you to be on the roads at night. This is considered a high risk time to drive so you would be denied a discount. Similarly, if you used a multistory carpark in an area with a “bad” ZIP code, you might find your discount reduced or removed. These objections are significant because California represents about 13% of the national auto insurance market. If the local Insurance Commissioner imposes limits, this would seriously damage the development of a national market. At present, Proposition 103 of 1989 restricts insurers to the collecting the total number of miles covered. No other data as to the way the vehicle is driven or where it’s driven can be collected. Unless the Californian lawmakers repeal the Proposition, usage-based insurance cannot succeed in California. As with many things, this makes California unique.

Making Use Of Classroom Volunteers

Making Use Of Classroom Volunteers

Often teachers need help in the classroom, the problem is they are too busy to even arrange classroom volunteers to come and help them. Parents that have free time should step up to the plate and offer to help where they can.

Sometimes parents who volunteer can become bored. These parents should not become discouraged, as there are ways to make this a fun and helpful experience for the teacher. As a parent there is a responsibility to the children, they are the future of the country.

This gives the parent a good idea as to what kind of stress the teacher faces on a daily basis. Educating children is a responsibility that only dedicated people are equipped to handle. Some of these responsibilities are administering discipline, proficiency regulating, updating of curriculums, the safety aspect of the children and much more. Teachers could find themselves at work until eighteen hundred hours just trying to keep abreast of the duties they have to perform.

While it is clear that many teachers can do with the extra help, the volunteers can represent more work for the teachers. They have to dispense tasks to the volunteer and this takes time and effort.

It is a bit of a catch twenty-two as creating a roster for the volunteer can represent as much stress for the teacher as not having a volunteer. More so than ever before, schools are in need of volunteers to help with the task of educating the future of the country.

Strategic planning is critical in terms of the volunteers duties. Responsible work should be given to the volunteer in order to lighten the load on the teacher. This will allow the teacher to continue with projects that need finalizing. The principle and some of the senior teachers could draw up an operating and procedures manual. This could be the blue print for all future volunteers to adhere to.

A twenty minute meeting between teacher and volunteer should suffice to discuss the safety policies of the school, special needs that certain learners may have and the expected standard of behavior. Furthermore, grading policies and daily responsibilities can also be discussed. The volunteer should have a list of questions to ask the teacher. Discuss all emergencies including the locking down of the school and fire drills.

Teachers should arrange a workstation for the classroom volunteers. This should be clearly indicated so that learners and other teachers do not use the desk and chair unwittingly.

Volunteering Abroad And Relationships

Volunteering Abroad And Relationships
Distance doesn’t matter if you really love the person, what matters most is your honesty and trust for that relationship to work out – Trish. The second international holiday celebrated after New Year is Valentines Day. History has it that Valentines Day came from St. Valentine a priest who lived around 270 AD in Rome and he attracted the disfavor of Roman emperor Claudius II who ruled during this time. He believed that marriage made the men weak. So he issued an edict forbidding marriage to assure quality soldiers. Although it was forbidden, St. Valentine being a bishop, held secret marriage ceremonies of soldiers and young men. This was in opposition to Claudius II who had prohibited it leading to his execution. Before St. Valentine was executed he wrote a letter to a daughter of his jailer with whom he had a deep friendship. In his letter he signed: from your valentine. When a volunteer goes abroad for a while it means they will be cut off from their loved ones for a period of time putting a strain on their relationship. Or when they are abroad they could fall in love with one of the local people and after their work is done will have to leave. The volunteers will be forced into a long distant relationship. Here are a couple of tips to help your relationships survive when you are abroad:

Agree

The volunteer and their partner should sit down and talk about the upcoming adventure. They have a meeting and define their relationships. They should define if they just have fun, if they are serious and if they are ready to go to the next level to engagements or marriage. For those who are already engaged or married should discuss the effect of the long distance will have on their marriage. One of the strains of the relationships will be lack of intimacy, no hugging or kissing or physical contact. Being miles away from each other compounds the problems that they could be having while they are together. Also while they are away they should promise to remain faithful to each other during the duration of the volunteer abroad work.

Schedule communications

Due to technology the world has been made smaller and smaller. There are numerous ways to stay in touch with each other. The various ways of communications are through, calls, internet calls, text messages and the use of social media (facebook and twitter). These are great ways to communicate and they are also mostly inexpensive. In a relationship, quality and quantity communication is very important and it ought to be frequent. Written communication should be intimate and extensive to give the other partner a good picture of what the other is feeling. Although there could be nothing new to talk about just staying on the line while hearing the other person breathe does wonders. Due to the different time zones that the volunteers and partners are in they will have to schedule when to talk. They could talk once a day, three times a week or once a week, depending on the schedules.

Schedule visits

If the volunteer is planning to go abroad for a long period of time like six months to three years, then they will have to schedule to meet with their partners. Extended absence could lead to the death of the relationship. They could organize to see each other after every two or three months. Visiting each other shows that you still care. The volunteer and partner could both go to a mutually exclusive place and enjoy each others company. It is said real connections are made through touching, feeling and smelling and has strong ties to memory; it will be easier to keep the relationship going if they see each other at some point. When the couple is away from each they could still schedule to do some things together, for example even though they are separated by distance they could still watch movies together, and listen to the same songs

Avoid Negativity

The biggest killer of all relationships is the opinion of others. When the volunteers friends weigh in their opinions about the relationship they will often be negative. This negativity adds more strain in the relationship and the couple will lose faith that they can keep the long distant relationship. They could ask for advice from other people but be objective on taking the advice.